If you want to know what went wrong with our health care system and the best way to fix it, all you have to do is look back a few decades to a time when health care was a community concern, considered as essential as any public utility. It should be again, not just because it makes sense but also because it's the most profitable way to go.
A solution that would have something for everyone and meets the test of minimum government intervention would have three tiers of coverage:
1. Primary Care Community Nonprofits
2. Reinsure Catastrophic Risk
3. Create a Federal Health Insurance Corporation to guarantee claims above a set amount
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